My name is James Frank. I’m glad you stopped by my website. I’ve always carried automobile insurance because it’s the law. I never paid much attention to my coverage; I paid my premiums and like most folks moaned about the small annual increases. One day I was driving in a city I wasn’t familiar with and was looking for addresses on the buildings. All of a sudden I look in front of me and I’m about to hit another vehicle. I had run a red light and ended up totaling not only my car, but the other driver’s car, too. I have never been so grateful for my car insurance. Fortunately, there were no medical bills, but two cars had to be replaced. It turns out that I have excellent coverage. I’ve since learned lots about car insurance and hope to share some of it with you.
As a driver, you might prioritize insuring your vehicle with an affordable yet comprehensive policy. You want to save money when you can but also get ample coverage for a host of liabilities you face out on the road.
You might also prefer to steer clear of insurers that prioritize profits over the best interests of their subscribers. You may get the ideal policy for your vehicle and dollar when you choose one from a reputable independent auto agent.
Variety of Options
When you consult with an independent auto agent for a new policy, you may get more options for coverage than if you were to do business with a single insurer. In fact, the independent auto agent may have access to dozens of different insurers. This agent can take into consideration what kind of protection you want and what kind of price you want to pay for it and then find you a policy that aligns as closely as possible with those criteria.
A single insurer may only offer you one or two options for a new policy. Rather than pick and choose from those limited options, you can consider and select one from any of the multiple insurers to which your independent auto agent has access.
Further, your independent auto agent may be able to tailor your new policy to your specific driving needs. You may not want to pay for some aspects of coverage, such as rental car reimbursement, if you have no plans of using it as a driver. You would rather keep the money you would pay for that kind of amenity in your pocket.
Your independent auto agent may be able to remove services you have no intention of using to save you money on your coverage. You may keep more money in your own bank account and still get an affordable and serviceable policy on your vehicle.
Finally, an independent auto agent can be an advocate for you when you need to make a claim or have to deal with another insurer after a wreck. This agent avoids having to put loyalty to a particular insurer over you. He or she can be your voice during negotiations and may even testify on your behalf if an insurance case goes to court.
An independent auto agent can help you find coverage that you will actually use and can afford. This agent can also be your advocate and prioritize your best interests as a policy subscriber.
For more information, contact a local independent auto agent.Share
15 May 2023