Car Insurance – Never Underestimate Its Importance

My name is James Frank. I’m glad you stopped by my website. I’ve always carried automobile insurance because it’s the law. I never paid much attention to my coverage; I paid my premiums and like most folks moaned about the small annual increases. One day I was driving in a city I wasn’t familiar with and was looking for addresses on the buildings. All of a sudden I look in front of me and I’m about to hit another vehicle. I had run a red light and ended up totaling not only my car, but the other driver’s car, too. I have never been so grateful for my car insurance. Fortunately, there were no medical bills, but two cars had to be replaced. It turns out that I have excellent coverage. I’ve since learned lots about car insurance and hope to share some of it with you.

3 Things You Need to Know About Your Powertrain Warranty


Investing in the purchase of a new vehicle can be exciting. If you have spent a significant amount of time looking for a new car, you know that manufacturers and dealerships are willing to offer extended warranties in order to make their vehicles more attractive to buyers.

One of the warranties available on new vehicles in today's market is coverage for the powertrain. Here are three important things that you need to know about your vehicle's powertrain warranty in order to take full advantage of this policy in the future.

1. Be sure that you read carefully to identify any limitations.

Understanding the scope of your warranty is the first step when it comes to successfully taking advantage of the coverage it provides. Many manufacturers will place limitations on the coverage to ensure that drivers are not abusing their powertrain warranty.

Some common types of limitations include mileage caps and coverage only as long as the vehicle is owned by the original purchaser. Understanding the limitations of your powertrain warranty will help you avoid engaging in activities that could void the warranty without realizing it.

2. Know if both parts and labor are covered.

It's important to determine whether or not your powertrain warranty covers the cost of both parts and labor should damage be sustained and repairs needed in the future. Many manufacturers will offer to cover the cost of replacement parts, but will require the driver to pay for the labor required to install these parts.

Your warranty might cover labor, but only if performed by an approved dealership's mechanic. Taking the time to determine if both parts and labor are covered under your warranty will help you budget for any repairs that your vehicle may need in the future.

3. Recognize that not all parts are covered.

Vehicles are made up of many components that are designed  be replaced at regular intervals. Parts like the clutch, CV joints, and CV boots can wear out over time. It's expected that the replacement of these components is part of regularly maintaining a vehicle, so the cost of their replacement will typically not be covered under a powertrain warranty.

Recognizing that some components are excluded from coverage will help you budget for regular maintenance with ease.

Access to a powertrain warranty can save you time and money when it comes to protecting your vehicle. Be sure that you are taking advantage of your warranty by identifying any limitations, understanding if both parts and labor are covered, and recognizing which wear parts are not entitled to coverage. If you have questions, talk to a company like NWVA that specializes in auto maintenance coverage.


4 November 2016